/* Cashout Notes — mobile-first, no external fonts/CDN */
:root{
  --paper:#f4efe4;
  --paper-2:#ebe4d4;
  --card:#fffdf8;
  --ink:#18202e;
  --ink-2:#3a4252;
  --muted:#5f6573;
  --rule:#d8cfbb;
  --accent:#b3361e;
  --accent-ink:#8f2915;
  --ok:#1f5b4a;
  --serif:"Iowan Old Style","Palatino Linotype",Palatino,"Book Antiqua",Georgia,"Times New Roman",serif;
  --sans:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  --mono:ui-monospace,"SF Mono",Menlo,Consolas,monospace;
  --gutter:16px;
  --max:1120px;
  --read:720px;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:72px}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--paper);color:var(--ink);font:400 17px/1.65 var(--sans);overflow-wrap:break-word}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--accent-ink);text-underline-offset:3px;text-decoration-thickness:1px}
a:hover{color:var(--accent)}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px}
h1,h2,h3{font-family:var(--serif);font-weight:700;line-height:1.15;color:var(--ink);margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2rem,8vw,3.6rem)}
h2{font-size:clamp(1.55rem,5.2vw,2.2rem)}
h3{font-size:1.3rem}
p{margin:0 0 1em}
ul{margin:0 0 1.2em;padding-left:1.2em}
li{margin:.35em 0}
strong{font-weight:650}

.skip{position:absolute;left:-9999px;top:0;background:var(--ink);color:#fff;padding:.6em 1em;z-index:100}
.skip:focus{left:8px;top:8px}
.wrap{width:100%;max-width:var(--max);margin:0 auto;padding:0 var(--gutter)}
.read{max-width:var(--read)}

/* RG strip */
.rg-strip{background:var(--ink);color:#e9e4d8;font-size:.8rem;line-height:1.4;padding:.45rem 0;text-align:center}
.rg-strip a{color:#fff}

/* Header + checkbox-hack nav */
.site-header{position:sticky;top:0;z-index:50;background:rgba(244,239,228,.96);border-bottom:1px solid var(--rule);backdrop-filter:saturate(1.2) blur(6px)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;min-height:58px;gap:12px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-family:var(--serif);font-weight:700;font-size:1.2rem}
.brand svg{width:30px;height:30px}
.nav-toggle{position:absolute;opacity:0;pointer-events:none}
.nav-btn{display:inline-flex;align-items:center;gap:8px;cursor:pointer;font:600 .85rem var(--sans);text-transform:uppercase;letter-spacing:.08em;padding:.5em .8em;border:1px solid var(--ink);border-radius:2px;user-select:none}
.nav-btn i{display:block;width:16px;height:2px;background:var(--ink);box-shadow:0 5px 0 var(--ink),0 -5px 0 var(--ink)}
.nav-toggle:focus-visible+.nav-btn{outline:3px solid var(--accent);outline-offset:2px}
.site-nav{display:none;flex-basis:100%;padding:.25rem 0 1rem}
.nav-toggle:checked~.site-nav{display:block}
.site-nav ul{list-style:none;margin:0;padding:0;border-top:1px solid var(--rule)}
.site-nav li{margin:0;border-bottom:1px solid var(--rule)}
.site-nav a{display:block;padding:.75rem 0;color:var(--ink);text-decoration:none;font-weight:550}
.site-nav a:hover{color:var(--accent)}

/* Hero */
.hero{padding:2.2rem 0 1.6rem;border-bottom:1px solid var(--rule)}
.kicker{font:600 .75rem/1.3 var(--mono);text-transform:uppercase;letter-spacing:.12em;color:var(--accent-ink);margin:0 0 .9rem}
.lede{font-size:1.1rem;color:var(--ink-2)}
.meta{display:flex;flex-wrap:wrap;gap:.4rem 1rem;font-size:.85rem;color:var(--muted);margin:1.1rem 0 0;padding:0;list-style:none}
.meta li{margin:0}
.disclosure{margin-top:1.2rem;font-size:.85rem;color:var(--muted);border-left:3px solid var(--accent);padding:.2rem 0 .2rem .8rem}

/* Sections */
.section{padding:2.4rem 0;border-bottom:1px solid var(--rule)}
.section:last-of-type{border-bottom:0}
.sec-num{font:600 .75rem var(--mono);letter-spacing:.12em;color:var(--muted);display:block;margin-bottom:.5rem}

/* Picks */
.picks{list-style:none;padding:0;margin:1.4rem 0 0;display:grid;grid-template-columns:minmax(0,1fr);gap:16px}
.pick{margin:0;min-width:0;background:var(--card);border:1px solid var(--rule);border-top:4px solid var(--ink);padding:1.2rem 1.1rem 1.3rem;position:relative}
.pick:first-child{border-top-color:var(--accent)}
.pick-head{display:flex;align-items:baseline;gap:.8rem;margin-bottom:.8rem}
.rank{font:700 2.4rem/1 var(--serif);color:var(--accent)}
.pick h3{margin:0;font-size:1.45rem}
.facts{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1px;background:var(--rule);border:1px solid var(--rule);margin:0 0 1rem}
.facts div{background:var(--paper);padding:.5rem .65rem;min-width:0}
.facts dt{font:600 .68rem var(--mono);text-transform:uppercase;letter-spacing:.08em;color:var(--muted)}
.facts dd{margin:0;font-weight:600;font-size:.95rem}
.pick p{color:var(--ink-2)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;min-height:48px;padding:.7em 1.3em;background:var(--accent);color:#fff;text-decoration:none;font-weight:650;border-radius:2px;width:100%;transition:background .15s}
.btn:hover{background:var(--accent-ink);color:#fff}
.btn-note{display:block;margin-top:.5rem;font-size:.75rem;color:var(--muted);text-align:center}

/* Criteria */
.criteria{list-style:none;padding:0;margin:1.2rem 0 0;display:grid;grid-template-columns:minmax(0,1fr);gap:0;border-top:1px solid var(--rule)}
.criteria li{margin:0;padding:1rem 0;border-bottom:1px solid var(--rule);min-width:0}
.criteria strong{display:block;font-family:var(--serif);font-size:1.1rem}

/* Comparison table: stacked on mobile */
.compare{width:100%;border-collapse:collapse;margin:1.2rem 0 0;font-size:.95rem}
.compare caption{text-align:left;font-size:.8rem;color:var(--muted);caption-side:bottom;padding-top:.7rem}
.compare thead{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.compare tr{display:block;background:var(--card);border:1px solid var(--rule);margin-bottom:10px}
.compare th[scope=row]{display:block;text-align:left;font-family:var(--serif);font-size:1.15rem;padding:.6rem .8rem;border-bottom:1px solid var(--rule)}
.compare td{display:flex;justify-content:space-between;gap:1rem;padding:.45rem .8rem;border-bottom:1px dashed var(--rule)}
.compare td:last-child{border-bottom:0}
.compare td::before{content:attr(data-label);font:600 .72rem var(--mono);text-transform:uppercase;letter-spacing:.06em;color:var(--muted);align-self:center}

/* Callouts */
.callout{background:var(--card);border:1px solid var(--rule);border-left:4px solid var(--ok);padding:1rem 1.1rem;margin:1.2rem 0}
.callout p:last-child{margin-bottom:0}
.callout.rg{border-left-color:var(--ink);background:var(--paper-2)}
.callout.warn{border-left-color:var(--accent)}
.takeaways{background:var(--ink);color:#efe9dc;padding:1.3rem 1.2rem;margin:1.6rem 0 0}
.takeaways h3{color:#fff;font-size:1.2rem}
.takeaways ul{margin:0}

/* FAQ */
.faq{margin:1.2rem 0 0;border-top:1px solid var(--rule)}
.faq details{border-bottom:1px solid var(--rule)}
.faq summary{cursor:pointer;list-style:none;padding:1rem 2.2rem 1rem 0;position:relative;font-family:var(--serif);font-weight:700;font-size:1.12rem;line-height:1.3}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:.2rem;top:.85rem;font:400 1.6rem/1 var(--sans);color:var(--accent)}
.faq details[open] summary::after{content:"\2212"}
.faq summary h3{display:inline;font-size:inherit;margin:0;line-height:inherit}
.faq .answer{padding:0 0 1rem;color:var(--ink-2)}

/* Footer */
.site-footer{background:var(--ink);color:#cfc9bc;font-size:.88rem;padding:2rem 0 2.4rem;margin-top:1rem}
.site-footer a{color:#fff}
.site-footer .brand{color:#fff;margin-bottom:1rem}
.foot-grid{display:grid;grid-template-columns:minmax(0,1fr);gap:1.2rem}
.foot-grid>*{min-width:0}
.foot-grid h2{color:#fff;font-size:1rem;font-family:var(--sans);text-transform:uppercase;letter-spacing:.08em}
.age{display:inline-flex;align-items:center;justify-content:center;width:40px;height:40px;border:2px solid #fff;border-radius:50%;font-weight:700;color:#fff;margin-right:.6rem;flex:none}
.foot-legal{border-top:1px solid #3a4252;margin-top:1.6rem;padding-top:1rem;color:#9aa0ad}

/* ≥ 640 */
@media (min-width:640px){
  :root{--gutter:24px}
  .facts{grid-template-columns:repeat(4,minmax(0,1fr))}
  .btn{width:auto}
  .btn-note{text-align:left}
  .criteria{grid-template-columns:repeat(2,minmax(0,1fr));column-gap:28px}
  .compare thead{position:static;left:auto;width:auto;height:auto;overflow:visible;clip:auto}
  .compare tr{display:table-row;background:none;border:0;margin:0}
  .compare th,.compare td{display:table-cell;text-align:left;padding:.7rem .75rem;border-bottom:1px solid var(--rule)}
  .compare thead th{font:600 .72rem var(--mono);text-transform:uppercase;letter-spacing:.07em;color:var(--muted);border-bottom:2px solid var(--ink)}
  .compare th[scope=row]{display:table-cell;font-size:1.05rem}
  .compare tbody tr:nth-child(odd){background:var(--card)}
  .compare td::before{content:none}
  .foot-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}
/* ≥ 960 */
@media (min-width:960px){
  body{font-size:18px}
  .nav-btn{display:none}
  .site-nav{display:block;flex-basis:auto;padding:0}
  .site-nav ul{display:flex;gap:1.4rem;border:0}
  .site-nav li{border:0}
  .site-nav a{padding:.3rem 0;font-size:.9rem}
  .hero{padding:3.6rem 0 2.6rem}
  .section{padding:3.4rem 0}
  .picks{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}
  .pick:first-child{grid-column:1/-1}
  .foot-grid{grid-template-columns:2fr 1fr 1fr}
}